Fintech Revolution: Transformative Financial Services and Strategies
Digital payments, P2P lending, blockchain, AI, and beyond.
Innovation at the Intersection of Finance and Technology
If your business needs to leverage technology to create better financial services, this program will help you understand disruptions in the fintech industry across a broad cross-section of products and services, from traditional banking to blockchain. The goal is for you to create an action plan to foster innovation in your organization. You will learn how fintech can help you reach untapped markets, reduce costs, create economies of scale, and improve customer experience.
Why Fintech – and Why Now?
The question: Why fintech? Disruptive financial technology is a fast-moving global phenomenon. In 2019, fintech investments amounted to $55.3 billion and fintech ranked among the top five industries with companies listing $1 billion valuation or higher. The question: Why now? Fintech’s constant innovations demand flexibility, endurance, and risk exposure for financial services companies. Are they – are you – prepared to keep pace with the change?
SOURCE: PCW GLOBAL FINTECH SURVEY 2016
SOURCE: INDUSTRYARC FINTECH MARKET FORECAST
Key Takeaways
To help you critically assess the future of financial services and identify opportunities for growth, this program guides you through the latest fintech innovations, disruptions, regulations, and emerging markets. At the close of this six-week program, you will be able to do the following:
Evaluate fintech’s transformative effects on a variety of businesses, including those in finance, real estate, insurance, marketplace lending, and personal banking
Explain how blockchain and distributed ledger technologies work and are used in financial businesses
Analyze the balance between regulation and innovation – and its tradeoffs
Describe a potential plan that encompasses key elements of digital transformation that can be applied to your current business to increase overall competitiveness
Program Modules
This program details the current state of fintech. It leads you from an overview of how technology is revolutionizing the financial sector to the intricacies of international compliance and the complexities of blockchain. It also analyzes what could be coming next in fintech, peer-to-peer lending, real estate, and insurance.
Explore the impact of digital disruption in the financial sector, the evolution of financial technology, generational shifts in attitudes toward fintech, the concept of trust as it applies to fintech, and potential fintech opportunities in your company or industry.
Learn about the history of payment methods and current global trends for remittances, including the credit card payment system, the complexities of the payment process, details on lending to small businesses offering consumer credit, and the challenges of implementing a disruptive technology.
Compare the actual versus the perceived value of robo-advisors and know what to expect next in AI, learn the value of peer-to-peer lending, gain insights into AI applications and machine learning in fintech, and plan to automate a task in your business.
Learn how fintech is redefining the property, casualty, life, and health insurance industries; evaluate trends and disruptive models in residential and commercial real estate technology; and understand the benefits of digital transformation to various stakeholders.
Identify how bitcoin and blockchain work in practice; compare different uses of blockchain; and articulate a strategy for using blockchain in finance.
Learn terms and concepts related to financial regulation and fintech; analyze the impact of the Great Recession of 2008 on regulations; and gain a broad view of state, national, and international regulation of blockchain and crypto.
For full details about the curriculum, please download the brochure.
Program Experience
Bite-Sized Learning
Real-World Examples
Expert Guest Speakers
Crypto Demos
Peer-Based Learning
Assignments
On-Demand Video Lectures
Capstone Project
Participant Testimonials
Who Should Attend?
Automation is at the heart of every financial services company, so it is essential for finance and compliance professionals to understand recent disruptions in the industry and create a plan to foster innovation in their own organizations. This program is appropriate for a wide range of professionals:
Mid- to senior-level management in finance
CXOs of fintech startups
Senior management leading fintech function
Technology, growth, and innovation consultants
Professionals working in real estate, insurance, risk, compliance, and regulatory fields
Representative roles include:
Finance Director
VP of Finance
Financial Planning Manager
Finance Manager
Financial Analyst
Credit Analyst
Economist
Management Accountant
Managing Partner
Founding Partner
CEO
CFO
Fintech Advisor
Fintech Consultant
Associate Fintech Consultant
Fintech Consultant and Strategic Advisor
VP of Audit and Compliance
Compliance Manager
Risk Manager
Audit Manager
Senior Vice President of Innovation
Director of Regulatory Affairs
Policy Director
Director of Digital Transformation
Program Faculty
Ronald O. Perelman Professor in Finance, The Wharton School
Dr. Musto’s research interests include capital markets, consumer credit, and financial intermediation. BA in economics from Yale University; PhD in finance from University of ...
Dr. Bruce I. Jacobs Professor in Quantitative Finance, The Wharton School; Richard B. Worley Professor of Financial Management, The Wharton School; Board Member: Western Finance Association, American Finance Association;
Dr. Wachter’s research interests include asset pricing, financial econometrics, behavioral finance, and portfolio choice. AB in mathematics and PhD in business economics from ...
Assistant Professor of Law, Penn Law; Professor of Finance, The Wharton School
Dr. Sarin’s research interests focus on topics at the intersection of law and finance, including financial regulation, consumer finance, macroprudential risk management, and t...
Adjunct Full Professor of Finance, The Wharton School; Academic Director, Wharton Wealth Management Initiative; Academic Director, Jacobs Levy Equity Management Center for Quantitative Financial Research
Dr. Geczy’s research interests include multifactor models, wealth management, risk management, asset allocation, performance of hedge funds, venture capital, and private equit...
Managing Director of the Stevens Center for Innovation in Finance, The Wharton School; Adjunct Professor of Law, Penn Law; Board Member: Independent Management Advisory Committee of the International Telecommunications Union at the United Nations
Ms. Hammer focuses her academic work on private equity, private credit, hedge funds, venture capital, wealth management, fintech, blockchain, and capital markets. MS from Oxfo...
Guest Speakers
Securitize: Co-Founder, President
Square: Capital Lead
Vanguard: Principal, Vanguard’s Investment Management Group; Global Head of Fintech
Certificate
Upon successful completion of the program, you will earn a digital certificate of completion from the Wharton School.
Note: After successful completion of the online program, your verified digital certificate will be emailed to you in the name you used when registering for the program. All certificate images are for illustrative purposes only and may be subject to change at the discretion of the Wharton School.
FAQs
How do I know if this program is right for me?
After reviewing the information on the program landing page, we recommend you submit the short form above to gain access to the program brochure, which includes more in-depth information. If you still have questions on whether this program is a good fit for you, please email learner.success@emeritus.org, and a dedicated program advisor will follow-up with you very shortly.
Are there any prerequisites for this program?
Some programs do have prerequisites, particularly the more technical ones. This information will be noted on the program landing page, as well as in the program brochure. If you are uncertain about program prerequisites and your capabilities, please email us at the ID mentioned above.
Note that, unless otherwise stated on the program web page, all programs are taught in English and proficiency in English is required.
What is the typical class profile?
More than 50 percent of our participants are from outside the United States. Class profiles vary from one cohort to the next, but, generally, our online certificates draw a highly diverse audience in terms of professional experience, industry, and geography — leading to a very rich peer learning and networking experience.
What other dates will this program be offered in the future?
Check back to this program web page or email us to inquire if future program dates or the timeline for future offerings have been confirmed yet.
How much time is required each week?
Each program includes an estimated learner effort per week. This is referenced at the top of the program landing page under the Duration section, as well as in the program brochure, which you can obtain by submitting the short form at the top of this web page.
How will my time be spent?
We have designed this program to fit into your current working life as efficiently as possible. Time will be spent among a variety of activities including:
Engaging with recorded video lectures from faculty
Attending webinars and office hours, as per the specific program schedule
Reading or engaging with examples of core topics
Completing knowledge checks/quizzes and required activities
Engaging in moderated discussion groups with your peers
Completing your final project, if required
The program is designed to be highly interactive while also allowing time for self-reflection and to demonstrate an understanding of the core topics through various active learning exercises. Please email us if you need further clarification on program activities.
What is it like to learn online with the learning collaborator, Emeritus?
More than 300,000 learners across 200 countries have chosen to advance their skills with Emeritus and its educational learning partners. In fact, 90 percent of the respondents of a recent survey across all our programs said that their learning outcomes were met or exceeded.
All the contents of the course would be made available to students at the commencement of the course. However, to ensure the program delivers the desired learning outcomes the students may appoint Emeritus to manage the delivery of the program in a cohort-based manner the cost of which is already included in the overall course fee of the course.
A dedicated program support team is available 24/5 (Monday to Friday) to answer questions about the learning platform, technical issues, or anything else that may affect your learning experience.
How do I interact with other program participants?
Peer learning adds substantially to the overall learning experience and is an important part of the program. You can connect and communicate with other participants through our learning platform.
What are the requirements to earn the certificate?
Each program includes an estimated learner effort per week, so you can gauge what will be required before you enroll. This is referenced at the top of the program landing page under the Duration section, as well as in the program brochure, which you can obtain by submitting the short form at the top of this web page. All programs are designed to fit into your working life.
This program is scored as a pass or no-pass; participants must complete the required activities to pass and obtain the certificate of completion. Some programs include a final project submission or other assignments to obtain passing status. This information will be noted in the program brochure. Please email us if you need further clarification on any specific program requirements.
What type of certificate will I receive?
Upon successful completion of the program, you will receive a smart digital certificate. The smart digital certificate can be shared with friends, family, schools, or potential employers. You can use it on your cover letter, resume, and/or display it on your LinkedIn profile. The digital certificate will be sent approximately two weeks after the program, once grading is complete.
Can I get the hard copy of the certificate?
No, only verified digital certificates will be issued upon successful completion. This allows you to share your credentials on social platforms such as LinkedIn, Facebook, and Twitter.
Do I receive alumni status after completing this program?
No, there is no alumni status granted for this program. In some cases, there are credits that count toward a higher level of certification. This information will be clearly noted in the program brochure.
How long will I have access to the learning materials?
You will have access to the online learning platform and all the videos and program materials for 12 months following the program start date. Access to the learning platform is restricted to registered participants per the terms of agreement.
What equipment or technical requirements are there for this program?
Participants will need the latest version of their preferred browser to access the learning platform. In addition, Microsoft Office and a PDF viewer are required to access documents, spreadsheets, presentations, PDF files, and transcripts.
Do I need to be online to access the program content?
Yes, the learning platform is accessed via the internet, and video content is not available for download. However, you can download files of video transcripts, assignment templates, readings, etc. For maximum flexibility, you can access program content from a desktop, laptop, tablet, or mobile device.
Video lectures must be streamed via the internet, and any livestream webinars and office hours will require an internet connection. However, these sessions are always recorded, so you may view them later.
Can I still register if the registration deadline has passed?
Yes, you can register up until seven days past the published start date of the program without missing any of the core program material or learnings.
What is the program fee, and what forms of payment do you accept?
The program fee is noted at the top of this program web page and usually referenced in the program brochure as well.
Flexible payment options are available (see details below as well as at the top of this program web page next to FEE).
Tuition assistance is available for participants who qualify. Please email learner.success@emeritus.org.
What if I don’t have a credit card? Is there another method of payment accepted?
Yes, you can do the bank remittance in the program currency via wire transfer or debit card. Please contact your program advisor, or email us for details.
I was not able to use the discount code provided. Can you help?
Yes! Please email us with the details of the program you are interested in, and we will assist you.
How can I obtain an invoice for payment?
Please email us your invoicing requirements and the specific program you’re interested in enrolling in.
Is there an option to make flexible payments for this program?
Yes, the flexible payment option allows a participant to pay the program fee in installments. This option is made available on the payment page and should be selected before submitting the payment.
How can I obtain a W9 form?
Please connect with us via email for assistance.
Who will be collecting the payment for the program?
Emeritus collects all program payments, provides learner enrollment and program support, and manages learning platform services.
What is the program refund and deferral policy?
For the program refund and deferral policy, please click the link here.
Didn't find what you were looking for? Write to us at learner.success@emeritus.org or Schedule a call with one of our Program Advisors or call us at +1 680 205 5118 (US) / +44 185 845 9995 (UK) / +65 3135 1422 (SG)
Flexible payment options available.
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